For most people, it is because they have no understanding of it, don’t understand it, they don’t realize its importance, or think they can’t afford it. This article gives you the matter that should keep you informed.
When you are considering an insurance plan that is offered by your employer, consider the health of your family and yourself. This may lead you to purchasing insurance with a cheaper premium if you anticipate no health issues. While it is cheaper off the bat, it could be risky if problems start developing.